Fleet Equipment FinanceFleet Equipment FinanceFleet Equipment Finance
Monday - Friday
Merrillville, IN 46410
Fleet Equipment FinanceFleet Equipment FinanceFleet Equipment Finance



You can learn more from our asked questions

  • Completed Credit Application
  • Last Three Months Bank Statements
  • Last Two Years Tax Returns
  • Copy of Driver’s License
  • Invoice, Specs, Mileage and Copies of Titles to be Financed

Yes, we finance both new and used equipment.  Below are some guidelines for your reference.

Ready and willing to review your application for credit.

  • 2023 – 2013 Over the Road Tractors
  • 2023 – 2009 Dry Van Trailers
  • 2023 – 2012 Reefer Trailers
  • 2023 – 2010 Step Deck and Flatbed Trailers
  • 2023 – 2009 Medium Duty Box Trucks
  • 2023 – 2018 Diesel Pick Up Trucks
  • Dump Trucks – Up to 10 years old
  • Construction Equipment – Up to 12 years old
  • Cranes

Click on Apply for a Loan button on the home page and complete an application.

Interest Rates are changing all the time and they are dependent on the financial strength, payment history, time in business amongst other factors.  With that being said the interest rates will range between 7 – 24% depending on your situation and the equipment you are looking to purchase.

  • OTR Equipment
  • New Trucks/Trailers – 60 months
  • 1-2 Years Old Trucks/Trailers – 54 to 48 months
  • 3 Year Old Trucks/Trailers – 42 to 36 months
  • 4 - 5 Year Old Trucks/Trailers – 30 to 24 months
  • Construction Equipment will vary of condition, age and hours on the equipment
  • Cranes hold their value so it will depend on sales price and age of equipment

We have some lending partners that offer application only products up to $500,000.00 but it will depend on if your company meet their requirements.  This product is often reserved for companies that meet the following criteria.

  • Minimum 2 Years in Business
  • Comparable Credit reporting on Paynet for at least the amount to be financed with 2 – 3 years payment history
  • 3-5 trade line on Paynet and or Credit Bureau

The short answer is YES!  Our funding partners and FEF will report to Paynet.

Today all financial institutions have pre=payment penalties.  Financial institutions make a risk assessment based on time and the return on investment or ROI. Therefore when they decide to enter into a contract, they profit plays a part in the interest rate they can offer so they count on the interest income as part of the agreement.  However, most companies choose to discount the payment stream for early payoffs so you should inquire about the specifics for the finance/lease product before making a decision.

I would contact the finance company immediately by phone to work through the issue.  The truth is that finance/lasing companies have a give and take relationship.  Each side needs the other to make their businesses thrive so they have a vested interest in assisting each other in the time of need.  I think you will find that if you discuss your problems early with your financial partner you will be able to find a compromise.

Still have a question? Contact us for solution.

Head office address:

2111 W. Lincoln Highway, Suite 202 Merrillville, IN 46410

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