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Monday - Friday
Merrillville, IN 46410
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Equipment Finance Agreements

Equipment Finance Agreements (EFA)

Equipment Finance Agreements are a great way to acquire capital for your equipment. Although bank loans offer aggressive interest rates, they come at a cost so you need to read the fine print. Loans provided by banks often have provisions in the form of Bank Covenants.  Some covenants are related to Annual Gross Revenue minimums & minimum equity in equipment to name a few.  Violating these covenants can lead to a lump some principal payment to meet covenants. This usually comes at a time where equipment values and freight rates drop so many companies would find it difficult to make the principal payment when cash flow is tight.

Flexible Terms

Rest assured we will find a solution for you.

Apply online
in 10 minutes

Borrow from $ 10,000
up to $ 500,000

Rates from
7.5% per year


In order to qualify for financing, we will need the following.

Completed Credit Application
Last Three Months Bank Statements
Last Two Years Tax Returns
Copy of Driver’s License
Invoice, Specs, Mileage and Copies of Titles to be Financed

How to apply for equipment financing ?

Fleet Equipment Finance is eager to add new customers to our clientel list.  In order to secure financing please follow the below 4 easy steps.


Credit App
Completely fill out our credit application.


Upload Documents
You may upload or email : Copy of drivers license,  last three months of bank statements,  las two years of taxes, copy of invoice.


Wait for Approval
We will explore all financing solutions for you and your entity.  We will provide a financing solutions within 3-5 business days.


Sign Docs
If approved, you will receive docs via DocuSign, we will fund the seller, and you may pickup you equipment.

Are you ready to become your own boss? Take charge of your future

The affordable way
to fund your future

If you’ve been turned down by other lenders, do not give  up on your dream to start your own trucking business.  We have tailored programs to put you plan into action.

Benefits of working with Fleet Equipment Finance, LLC

When doing business with Fleet Equipment Finance, you are joining a winning team with partnerships with other vendors with solutions for your new venture.